Getting out of debt will not happen overnight;
it takes time.
Here are the baby steps that will get you started:
Step 1: $1,000 IN EMERGENCY FUND
Step 2: PAY OFF ALL DEBT WITH THE DEBT SNOWBALL
Step 3: 3 TO 6 MONTHS EXPENSES IN SAVINGS
Step 4: INVEST 15% OF INCOME INTO ROTH IRA'S AND PRE-TAX RETIREMENT PLANS
Step 5: COLLEGE FUNDING
Step 6: PAY OFF HOME EARLY
Step 7: BUILD WEALTH AND GIVE!
