Nobody plans to make mistakes. They just happen. There's money we wish we hadn't spent, relationships we should have avoided, jobs we'd like to forget. The list is endless. But God promises something much better---and his Word provides a filter to successfully evaluate every opportunity, friendship, and decision in your life!
The question is not, "Is it legal?" "Is it culturally okay?" "Is it allowable?" "Is it acceptable?" "Is it on sale?"
The bank loaned me the money. Zero percent financing. Everybody is doing it. It must be okay.
What God wants us to ask is, "In light of my past experience, current circumstances, and future hopes, goals, and dreams, 'What is the wise thing for me to do?'" This question will save you from a lifetime of guilt, shame, and regrets.